On July 6th 2012, President Obama signed into law the Biggert-Waters Act. This law was supposed to provide for the continuing existence of flood insurance through the National Flood Insurance Program. However, the finer details of the law grant FEMA the ability to raise flood insurance premiums to unaffordable rates. Additionally, FEMA has begun the process of remapping the entire United States and is expanding areas defined as flood risks.

These two facts can be devastating to a homeowner. Even if you are not required to have flood insurance at this time, you could be remapped by FEMA and suddenly be required to obtain it. And if so, then you could be subjected to mandantory annual flood insurance premiums into the tens of thousands of dollars that are required by the Biggert-Waters Act. That additional cost would almost certainly put the average homeowner into the risk of bankruptcy and foreclosure. You could lose your home!

Please take the time to read the documentation to assess your risk and then contact your federal legislators and demand they repeal the Biggert-Waters Act of 2012!

We suggest the following:

  1. Read the Documentation of the Biggert-Waters Act 2012
    Get the details of exactly what the BWA 2012 was supposed to do and see the unintended consequences when FEMA is given free reign to do what they want. Learn more…
  2. Check where your community is in the Flood remapping process.
    If you currently have flood insurance for your home, you can bet that FEMA has plans to expand and remap your area. You should check with your Insurance agent or get in contact with FEMA & the NFIP to find out if you are at risk. Go to FEMA's website to Learn more…
  3. Contact your Legislators to get them to repeal this devasting law!
    Though third on our list, this is the most important step in the process. This law places millions of homes at risk with the devasting insurance premiums FEMA and NFIP are demanding. Your legislators need to hear your voice to ask them to repeal Biggert-Waters 2012. Learn more…